Best Ever Banana Muffins / Banana Bread

My husband told me that once you have made a recipe a certain number of times, you don't have to give credit to the person who gave you the recipe since it is now adopted as your own. I like this philosophy! Haha! Well, it has had some changes from the original, so I suppose it really is my own recipe now! :)

INGREDIENTS
2-1/2 cups flour
1 cup sugar
2 tbsp baking powder
1 egg
1/2 tsp salt
3 tbsp oil (I use olive or grapeseed)
3/4 cup milk
4-5 mashed bananas (4 if large size; 5 if medium)
1 - 1-1/2 cups chocolate chips

DIRECTIONS
1. Preheat oven to 350 degress F.
2. Mix first 8 ingredients together - leave slightly lumpy. Stir in chocolate chips.
3. For BREAD: grease and flour pan, and bake for 55-65 minutes. For MUFFINS: use muffin liners and spray lightly with Pam; bake for approximately 20 minutes. Makes one loaf pan, 18 large or 20ish medium muffins.

Super light, moist, fluffy, and full of chocolatey goodness! Enjoy!